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No.

IFLY is a learning journey, not an examination. Children learn through real-life situations, activities, challenges, decisions and reflection rather than being evaluated through marks or ranks.

It does not mean that every child has to become a businessperson or financial expert.

It reflects IFLY's aim to develop children who can think independently, make responsible choices, understand consequences and navigate real-world situations with confidence.

Children learn through:

• Real-life situations
• Case-based challenges
• Decision-making activities
• Stories and scenarios
• Interactive experiences
• Small missions
• Discussions
• Reflection
• Parent-child conversations

The framework specifically proposes scenarios where there may not be one “correct” answer; instead, the child's reasoning and decision-making become important.

Yes.

IFLY is not tied to a single examination date.

A school can begin the IFLY journey when it is ready and continue through the appropriate learning experiences.

No.

IFLY follows an age-progressive approach. A Kindergarten child may explore simple choices and safe digital habits, while an older child may work through budgeting, financial planning, digital scams, consumer decisions or misinformation.

The framework specifically recommends revisiting broad concepts at increasing levels of complexity rather than creating completely disconnected curricula for every class.

IFLY resources, activity guidance and relevant programme information can be made available through the Genie App and participating school, depending on the specific stage and implementation model.

After completing a particular IFLY stage, the child's learning journey is reviewed and an IFLY Growth Snapshot is shared.

It helps parents and educators understand the child's current development and identify meaningful next steps.

They don't need to.

The best preparation is often simply allowing children to participate in everyday conversations about:

• Choices
• Spending
• Saving
• Comparison
• Safety
• Digital behaviour
• Information

Not necessarily.

IFLY is designed so that core learning experiences can happen through school-based activities and physical interaction, while the Genie App can provide supporting digital resources where appropriate.

Yes. Every child will receive a certificate. Additionally, an appropriate recognition may be provided for meaningful completion of defined IFLY stages, according to the programme's recognition framework.